Tools

Calculators and resources from Smart Rate Lending.

Mortgage calculator with PMI, property taxes, and homeowners insurance.

FHA loan payment calculator with upfront FHA MIP, FHA mortgage insurance, property taxes, and homeowners insurance.

VA loan payment calculator with VA funding fee, first-time & subsequent use, VA disability, property taxes, and homeowners insurance.

USDA loan payment calculator with USDA Guarantee Fee, USDA mortgage insurance, property taxes, and homeowners insurance.

Lower your rate, payment, or term or use your home's equity to get cash back.

Improve your existing VA loan terms with an Interest Rate Reduction Refinance Loan

Use your home's equity to get cash or refinance a non-VA loan to a new VA loan.

Use Tier-2 VA Entitlement to purchase a new home without restoring used entitlement.

FHA and conforming loan limits are updated by county annually.