Tools
Calculators and resources from Smart Rate Lending.
Mortgage Calculator
Mortgage calculator with PMI, property taxes, and homeowners insurance.
FHA Loan Calculator
FHA loan payment calculator with upfront FHA MIP, FHA mortgage insurance, property taxes, and homeowners insurance.
VA Loan Calculator
VA loan payment calculator with VA funding fee, first-time & subsequent use, VA disability, property taxes, and homeowners insurance.
USDA Loan Calculator
USDA loan payment calculator with USDA Guarantee Fee, USDA mortgage insurance, property taxes, and homeowners insurance.
Refinance Calculator
Lower your rate, payment, or term or use your home's equity to get cash back.
VA IRRRL Calculator
Improve your existing VA loan terms with an Interest Rate Reduction Refinance Loan
VA Cash-out Calculator
Use your home's equity to get cash or refinance a non-VA loan to a new VA loan.
VA Entitlement Calculator
Use Tier-2 VA Entitlement to purchase a new home without restoring used entitlement.
FHA & Conforming Loan Limits
FHA and conforming loan limits are updated by county annually.