Resources
Helpful guides and answers from Smart Rate Lending.
VA Funding Fee
The VA funding fee is collected at closing on VA purchase and refinance loans. The funding fee can be waived if VA disability requirements are met.
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There are two FHA mortgage insurance premiums on every FHA loan. An upfront premium is typically financed into the FHA loan. An annual premium is calculated each year and paid monthly as part of the FHA borrower's mortgage payment.
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