FHA Loan Calculator
FHA loan payment calculator with upfront FHA MIP, FHA mortgage insurance, property taxes, and homeowners insurance.
%
Tax & Insurance
Payment $3,455
| Principal & Interest | $2,247 |
| Property Tax | $833 |
| Home Insurance | $208 |
| Estimated PMI | $166 |
Income Benchmarks
| Housing Ratio | |
|---|---|
| 25% | $166,000 |
| 35% | $119,000 |
| 40% | $104,000 |
| ~ Allowable Debt |
|---|
| $2,490 |
| $800 |
| $270 |
Allowable debt is an estimate of monthly debt payments given your inputs and the income calculated to maintain a debt-to-income ratio below 43%.
Loan $407,000
| Purchase Price | $500,000 |
| Down Payment • 20% | $100,000 |
| Total Mortgage Payments | $868,705 |
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