Smart Rate Lending

Mortgage Rates

Integrate with your rate provider to show real-time rates to your visitors.

Rates below are examples only (as of Tue, Apr 28) and are not a loan offer, rate lock, credit decision, or commitment to lend.

Sample pricing

Compare common programs at a glance. APR shown where applicable.

Provided by Smart Rate Lending
  • Conventional
    30-year fixed
    Sample
    Rate
    6.625%
    APR
    6.811%
    Points
    0.75 pts

    Example: primary residence, strong credit, 20% down.

  • Conventional
    15-year fixed
    Sample
    Rate
    5.875%
    APR
    6.104%
    Points
    0.625 pts
  • FHA
    30-year fixed
    Sample
    Rate
    6.25%
    APR
    6.92%
    Points
    1 pt

    APR includes typical FHA mortgage insurance assumptions.

  • VA
    30-year fixed
    Sample
    Rate
    6%
    APR
    6.29%
    Points
    0.5 pts

    Eligibility and VA funding fee assumptions may apply.

  • USDA
    30-year fixed
    Sample
    Rate
    6.125%
    APR
    6.74%
    Points
    0.75 pts

What affects pricing?

Your final rate and APR depend on loan type, term, down payment/equity, credit profile, occupancy, property type, location, and market conditions. This page is a placeholder UI, so the values are intentionally generic.

Disclosure: Estimates shown are for informational purposes only. Fees, points, and mortgage insurance (if applicable) can change APR. Not all applicants will qualify. Terms and conditions may apply.
Mortgage Rates · Smart Rate Lending